Housing and utility costs in Belgrade account for a significant share of household income, with new estimates showing that an average resident spends close to half of their monthly salary on accommodation and basic living expenses. The figures underscore the continued pressure on affordability in Serbia’s largest city.
According to the analysis, renting an apartment together with paying monthly utility bills can consume around 45–50% of the average net wage, depending on the size and location of the property. Rising housing costs have outpaced income growth in recent years, making it increasingly difficult for many residents, particularly young people and first-time renters, to save or cover other essential expenses.
There have been signs of widening differences between central and suburban neighborhoods, with rents in the city center remaining considerably higher than in other parts of Belgrade. Utilities, including electricity, heating, water and waste collection, continue to represent a substantial additional monthly expense.
The findings reflect a broader trend seen across many European capitals, where housing affordability has become one of the most pressing economic challenges despite steady wage growth.
