Wednesday, 28th January 2026

Cash Loans See Strongest Increase in Serbia in October

Household Debt Rises to 1.873 Trillion Dinars as Demand for Cash Loans Grows

Household borrowing in Serbia increased by 2% in October compared to September, reaching 1.873 trillion dinars, data from the Association of Serbian Banks shows. Cash loans registered the strongest growth at 2.5%, outpacing consumer, housing, refinancing and agricultural loans.

Overall lending to businesses, citizens and entrepreneurs climbed to around 4.214 trillion dinars by the end of October, marking a 1.2% monthly rise. Corporate loans grew by 0.5% to roughly 2.248 trillion dinars, while borrowing by entrepreneurs increased 2.1% to about 93 billion dinars.

The level of overdue repayments remained unchanged, with 2% of all bank loans in arrears at the end of October — the same share recorded in September.

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