Friday, 10th October 2025

Belgium’s Quiet Fortune: The Nation of Europe’s Wealthiest Households

With an average household wealth of €555,000, Belgium quietly cements its status as one of Europe’s most prosperous nations

In the heart of Europe, Belgium quietly stands out as a bastion of wealth. Recent figures from the National Bank of Belgium reveal that the country’s households rank among the richest on the continent, with average net wealth significantly outstripping the eurozone average.

At the close of 2022, Belgium’s total household net wealth was valued at an impressive €2.8 trillion, equating to an average of €555,000 per household. To put that into perspective, this figure is nearly nine times the annual household income—a striking testament to the country’s economic stability and robust asset accumulation.

For comparison, neighboring Luxembourg surpasses even this remarkable figure, with household net wealth equivalent to 13 times annual income. Yet, Belgium’s performance remains exceptional in a region where economic disparities often tell a different story.

The numbers, while impressive, underscore more than just financial prosperity—they speak to a nation that has effectively navigated the economic challenges of recent years. Belgium’s blend of high homeownership, prudent savings, and a resilient economy has created a recipe for long-term wealth accumulation that few countries can rival.

Behind the statistics lies an intriguing paradox: a nation not often associated with flashy displays of affluence quietly holding one of Europe’s strongest financial cards. It’s a subtle triumph for a country that often prefers to let its chocolate, beer, and waffles do the talking. But now, its wealth narrative is earning a place in the spotlight.

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