Breaking the Myths: Saving is Not Just for the Wealthy

Despite popular beliefs that saving requires perfect timing, large sums, or a specific goal, financial experts say the best moment to start is always now

In Serbia, savings have reached record levels in 2025, with citizens increasingly opting for shorter deposit terms between three and six months, a sign of growing financial awareness and flexibility.

According to OTP Bank Serbia, fixed-term savings offer more than just profit; they provide predictability, stability, and a sense of control over personal finances.

The bank’s new offer includes favorable interest rates for euro deposits fixed for six and twelve months, helping clients make their money work for both small and long-term goals.

As myths fade, that saving is for the rich, that there’s never a “right” moment, or that goals must be clear, a new mindset takes hold: saving is a step toward freedom and peace of mind, not a sacrifice.

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