{"id":43697,"date":"2026-07-23T09:27:40","date_gmt":"2026-07-23T07:27:40","guid":{"rendered":"https:\/\/connectingregion.com\/?p=43697"},"modified":"2026-07-23T09:48:52","modified_gmt":"2026-07-23T07:48:52","slug":"hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima","status":"publish","type":"post","link":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/","title":{"rendered":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima"},"content":{"rendered":"\n<p class=\"has-drop-cap dropcapp2 wp-block-paragraph\">Hrvatska je usvojila novi Zakon o potro\u0161a\u010dkim kreditima, kojim se uvode stro\u017ea pravila kreditiranja i sna\u017enija za\u0161tita potro\u0161a\u010da, uz istodobno uskla\u0111ivanje nacionalnog zakonodavstva s najnovijom Direktivom <a href=\"https:\/\/connectingregion.com\/hr\/tag\/eu\/\" data-type=\"post_tag\" data-id=\"3550\">Europske unije<\/a> o potro\u0161a\u010dkim kreditima (CCD2). Nadle\u017ena tijela ipak su naglasila da \u0107e jedan od najpopularnijih na\u010dina pla\u0107anja u zemlji \u2014 beskamatna kupnja na rate bankovnom karticom \u2014 ostati nepromijenjen, unato\u010d ra\u0161irenoj zabuni u javnosti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Novi zakon, koji je usvojio Hrvatski sabor, pro\u0161iruje za\u0161titu potro\u0161a\u010da uvo\u0111enjem stro\u017eih procjena kreditne sposobnosti, transparentnijih pravila ogla\u0161avanja i jasnijih predugovornih informacija za korisnike kredita. Regulativa se pro\u0161iruje i na pojedine oblike financiranja koji ranije nisu bili obuhva\u0107eni propisima o potro\u0161a\u010dkim kreditima, uklju\u010duju\u0107i odre\u0111ene beskamatne kreditne proizvode.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nakon medijskih napisa prema kojima bi kupnja na rate debitnim i kreditnim karticama mogla biti ograni\u010dena, hrvatsko Ministarstvo financija objavilo je poja\u0161njenje u kojem je navelo da \u0107e potro\u0161a\u010di i dalje mo\u0107i kupovati na rate jednako kao i danas. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><div class=\"td_block_wrap tdb_single_related tdi_1 td_with_ajax_pagination td-pb-border-top smallicon td_block_template_8 tdb-single-related-posts\"  data-td-block-uid=\"tdi_1\" >\n<style>\n.td_block_template_8.widget > ul > li {\r\n                margin-left: 0 !important;\r\n            }\r\n            .td_block_template_8 .td-block-title {\r\n                font-size: 20px;\r\n                font-weight: 800;\r\n                margin-top: 0;\r\n                margin-bottom: 18px;\r\n                line-height: 29px;\r\n                position: relative;\r\n                overflow: hidden;\r\n                text-align: left;\r\n            }\r\n            .td_block_template_8 .td-block-title > * {\r\n                position: relative;\r\n                padding-right: 20px;\r\n                color: var(--td_text_header_color, #000);\r\n            }\r\n            .td_block_template_8 .td-block-title > *:before,\r\n            .td_block_template_8 .td-block-title > *:after {\r\n                content: '';\r\n                display: block;\r\n                height: 4px;\r\n                position: absolute;\r\n                top: 50%;\r\n                margin-top: -2px;\r\n                width: 2000px;\r\n                background-color: #f5f5f5;\r\n            }\r\n            .td_block_template_8 .td-block-title > *:before {\r\n                left: 100%;\r\n            }\r\n            .td_block_template_8 .td-block-title > *:after {\r\n                right: 100%;\r\n            }\r\n            @media (max-width: 767px) {\r\n                .td_block_template_8 .td-related-title a {\r\n                    font-size: 15px;\r\n                }\r\n            }\r\n            .td_block_template_8 .td-related-title a:before {\r\n                display: none;\r\n            }\r\n            .td_block_template_8 .td-related-title a:first-child:after {\r\n                display: none;\r\n            }\r\n            .td_block_template_8 .td-related-title a:last-child:after {\r\n                left: 100%;\r\n                right: auto;\r\n            }\r\n            .td_block_template_8 .td-related-title .td-cur-simple-item {\r\n                color: var(--td_theme_color, #4db2ec);\r\n            }\r\n            \r\n\r\n            \r\n            .tdi_1 .td-block-title > * {\r\n                color: #dd3333 !important;\r\n            }\r\n\r\n            \r\n            .tdi_1 .td-block-title > *:before,\r\n            .tdi_1 .td-block-title > *:after {\r\n                background-color: #d3d3d3 !important;\r\n            }\n<\/style>\n<style>\n\/* custom css - generated by TagDiv Composer *\/\n.tdb-single-related-posts{\r\n                  display: inline-block;\r\n                  width: 100%;\r\n                  padding-bottom: 0;\r\n                  overflow: visible;\r\n                }.tdb-single-related-posts .tdb-block-inner:after,\r\n                .tdb-single-related-posts .tdb-block-inner .td_module_wrap:after{\r\n                  content: '';\r\n                  display: table;\r\n                  clear: both;\r\n                }.tdb-single-related-posts .td-module-container{\r\n                  display: flex;\r\n                  flex-direction: column;\r\n                  position: relative;\r\n                }.tdb-single-related-posts .td-module-container:before{\r\n                  content: '';\r\n                  position: absolute;\r\n                  bottom: 0;\r\n                  left: 0;\r\n                  width: 100%;\r\n                  height: 1px;\r\n                }.tdb-single-related-posts .td-image-wrap{\r\n                  display: block;\r\n                  position: relative;\r\n                  padding-bottom: 70%;\r\n                }.tdb-single-related-posts .td-image-container{\r\n                  position: relative;\r\n                  flex: 0 0 100%;\r\n                  width: 100%;\r\n                  height: 100%;\r\n                }.tdb-single-related-posts .td-module-thumb{\r\n                  margin-bottom: 0;\r\n                }.tdb-single-related-posts .td-module-meta-info{\r\n                  padding: 7px 0 0 0;\r\n                  margin-bottom: 0;\r\n                  z-index: 1;\r\n                  border: 0 solid #eaeaea;\r\n                }.tdb-single-related-posts .tdb-author-photo{\r\n                  display: inline-block;\r\n                }.tdb-single-related-posts .tdb-author-photo,\r\n                .tdb-single-related-posts .tdb-author-photo img{\r\n                  vertical-align: middle;\r\n                }.tdb-single-related-posts .td-post-author-name,\r\n                .tdb-single-related-posts .td-post-date,\r\n                .tdb-single-related-posts .td-module-comments{\r\n                  vertical-align: text-top;\r\n                }.tdb-single-related-posts .entry-review-stars{\r\n                  margin-left: 6px;\r\n                  vertical-align: text-bottom;\r\n                }.tdb-single-related-posts .td-author-photo{\r\n                  display: inline-block;\r\n                  vertical-align: middle;\r\n                }.tdb-single-related-posts .td-thumb-css{\r\n                  width: 100%;\r\n                  height: 100%;\r\n                  position: absolute;\r\n                  background-size: cover;\r\n                  background-position: center center;\r\n                }.tdb-single-related-posts .td-category-pos-image .td-post-category,\r\n                .tdb-single-related-posts .td-post-vid-time{\r\n                  position: absolute;\r\n                  z-index: 2;\r\n                  bottom: 0;\r\n                }.tdb-single-related-posts .td-category-pos-image .td-post-category{\r\n                  left: 0;\r\n                }.tdb-single-related-posts .td-post-vid-time{\r\n                  right: 0;\r\n                  background-color: #000;\r\n                  padding: 3px 6px 4px;\r\n                  font-family: var(--td_default_google_font_1, 'Open Sans', 'Open Sans Regular', sans-serif);\r\n                  font-size: 10px;\r\n                  font-weight: 600;\r\n                  line-height: 1;\r\n                  color: #fff;\r\n                }.tdb-single-related-posts .td-module-title{\r\n                  font-family: var(--td_default_google_font_2, 'Roboto', sans-serif);\r\n                  font-weight: 500;\r\n                  font-size: 13px;\r\n                  line-height: 20px;\r\n                  margin: 0;\r\n                }.tdb-single-related-posts .td-excerpt{\r\n                  margin: 20px 0 0;\r\n                  line-height: 21px;\r\n                }.tdb-single-related-posts .td-read-more,\r\n                .tdb-single-related-posts .td-next-prev-wrap{\r\n                  margin: 20px 0 0;\r\n                }.tdb-single-related-posts div.tdb-block-inner:after{\r\n                  content: '' !important;\r\n                  padding: 0;\r\n                  border: none;\r\n                }.tdb-single-related-posts .td-next-prev-wrap a{\r\n                  width: auto;\r\n                  height: auto;\r\n                  min-width: 25px;\r\n                  min-height: 25px;\r\n                }.single-tdb_templates .tdb-single-related-posts .td-next-prev-wrap a:active{\r\n                  pointer-events: none;\r\n                }.tdb-dummy-data{\r\n                  position: absolute;\r\n                  top: 50%;\r\n                  left: 50%;\r\n                  transform: translate(-50%);\r\n                  padding: 8px 40px 9px;\r\n                  background: rgba(0, 0, 0, 0.35);\r\n                  color: #fff;\r\n                  z-index: 100;\r\n                  opacity: 0;\r\n                  -webkit-transition: opacity 0.2s;\r\n                  transition: opacity 0.2s;\r\n                }.tdc-element:hover .tdb-dummy-data{\r\n                  opacity: 1;\r\n                }.tdi_1 .td-image-container{\r\n\t\t\t\t \tflex: 0 0 34%;\r\n\t\t\t\t \twidth: 34%;\r\n\t\t\t    \r\n                \tdisplay: block; order: 0;\r\n                }.tdi_1 .entry-thumb{\r\n\t\t\t\t\tbackground-position: center 50%;\r\n\t\t\t\t}.tdi_1 .td-module-container{\r\n\t\t\t\t\tflex-direction: row;\r\n\t\t\t\t\r\n\t\t\t\t    border-color: #eaeaea;\r\n\t\t\t\t\r\n                    flex-grow: 1;\r\n\t\t\t\t}.tdi_1 .td-module-meta-info{\r\n\t\t\t\t\tmargin: 10px 0 0 10px;\r\n\t\t\t\t}.tdi_1 .td-module-title a{\r\n                    box-shadow: inset 0 0 0 0 #000;\r\n                }.tdi_1 .td_module_wrap{\r\n\t\t\t\t\twidth: 50%;\r\n\t\t\t\t\tfloat: left;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-left: 5px;\r\n\t\t\t\t\tpadding-right: 5px;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-bottom: 9px;\r\n\t\t\t\t\tmargin-bottom: 9px;\r\n\t\t\t\t\r\n\t\t\t\t    display: flex;\r\n\t\t\t\t}.tdi_1 .tdb-block-inner{\r\n\t\t\t\t\tmargin-left: -5px;\r\n\t\t\t\t\tmargin-right: -5px;\r\n\t\t\t\t}.tdi_1 .td-module-container:before{\r\n\t\t\t\t\tbottom: -9px;\r\n\t\t\t\t\r\n\t\t\t\t\tborder-color: #eaeaea;\r\n\t\t\t\t}.tdi_1 .td-post-vid-time{\r\n\t\t\t\t\tdisplay: block;\r\n\t\t\t\t}.tdi_1 .td-post-category{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t\r\n\t\t\t\t\tfont-family:Libre Franklin !important;\r\n\t\t\t\t}.tdi_1 .td-author-photo .avatar{\r\n\t\t\t\t    width: 20px;\r\n\t\t\t\t    height: 20px;\r\n\t\t\t\t\r\n\t\t\t\t    margin-right: 6px;\r\n\t\t\t\t\r\n\t\t\t\t    border-radius: 50%;\r\n\t\t\t\t}.tdi_1 .td-excerpt{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t\r\n\t\t\t\t\tcolumn-count: 1;\r\n\t\t\t\t\r\n\t\t\t\t\tcolumn-gap: 48px;\r\n\t\t\t\t}.tdi_1 .td-audio-player{\r\n\t\t\t\t\topacity: 1;\r\n\t\t\t\t\tvisibility: visible;\r\n\t\t\t\t\theight: auto;\r\n\t\t\t\t\r\n\t\t\t\t\tfont-size: 13px;\r\n\t\t\t\t}.tdi_1 .td-read-more{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t}.tdi_1 .td-post-author-name{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t}.tdi_1 .td-module-comments{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-child(2n+1){\r\n\t\t\t\t\tclear: both;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2){\r\n\t\t\t\t\tmargin-bottom: 0;\r\n\t\t\t\t\tpadding-bottom: 0;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2) .td-module-container:before{\r\n\t\t\t\t\tdisplay: none;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:hover .td-module-title a{\r\n\t\t\t\t\tcolor: #dd3333 !important;\r\n\t\t\t\t}.tdi_1 .block-title a,\r\n\t\t\t\t.tdi_1 .block-title span,\r\n\t\t\t\t.tdi_1 .td-block-title a,\r\n\t\t\t\t.tdi_1 .td-block-title span{\r\n\t\t\t\t\tfont-family:Libre Franklin !important;font-size:19px !important;font-weight:600 !important;\r\n\t\t\t\t}.tdi_1 .td-subcat-list a,\r\n\t\t\t\t.tdi_1 .td-subcat-dropdown span,\r\n\t\t\t\t.tdi_1 .td-subcat-dropdown a{\r\n\t\t\t\t\tfont-family:Libre Franklin !important;\r\n\t\t\t\t}.tdi_1 .entry-title{\r\n\t\t\t\t\tfont-family:Libre Franklin !important;\r\n\t\t\t\t}.tdi_1 .td_block_inner{\r\n                    display: flex;\r\n                    flex-wrap: wrap;\r\n\t\t\t\t}html:not([class*='ie']) .tdi_1 .td-module-container:hover .entry-thumb:before{\r\n                    opacity: 0;\r\n                }@media (max-width: 767px) {\r\n                  .tdb-single-related-posts .td-module-title {\r\n                    font-size: 17px;\r\n                    line-height: 23px;\r\n                  }\r\n                }@media (min-width: 768px) {\r\n                    .tdi_1 .td-module-title a {\r\n                        transition: all 0.2s ease;\r\n                        -webkit-transition: all 0.2s ease;\r\n                    }\r\n                }\n\n\/* landscape *\/\n@media (min-width: 1019px) and (max-width: 1140px){\n.tdi_1 .td-module-title a{\r\n                    box-shadow: inset 0 0 0 0 #000;\r\n                }.tdi_1 .td_module_wrap{\r\n\t\t\t\t\tpadding-bottom: 9px;\r\n\t\t\t\t\tmargin-bottom: 9px;\r\n\t\t\t\t\r\n\t\t\t\t\tclear: none !important;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-bottom: 9px !important;\r\n\t\t\t\t\tmargin-bottom: 9px !important;\r\n\t\t\t\t}.tdi_1 .td-module-container:before{\r\n\t\t\t\t\tbottom: -9px;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-child(2n+1){\r\n\t\t\t\t\tclear: both !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2){\r\n\t\t\t\t\tmargin-bottom: 0 !important;\r\n\t\t\t\t\tpadding-bottom: 0 !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap .td-module-container:before{\r\n\t\t\t\t\tdisplay: block !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2) .td-module-container:before{\r\n\t\t\t\t\tdisplay: none !important;\r\n\t\t\t\t}@media (min-width: 768px) {\r\n                    .tdi_1 .td-module-title a {\r\n                        transition: all 0.2s ease;\r\n                        -webkit-transition: all 0.2s ease;\r\n                    }\r\n                }\n}\n\n\/* portrait *\/\n@media (min-width: 768px) and (max-width: 1018px){\n.tdi_1 .td-module-title a{\r\n                    box-shadow: inset 0 0 0 0 #000;\r\n                }.tdi_1 .td_module_wrap{\r\n\t\t\t\t\tpadding-bottom: 9px;\r\n\t\t\t\t\tmargin-bottom: 9px;\r\n\t\t\t\t\r\n\t\t\t\t\tclear: none !important;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-bottom: 9px !important;\r\n\t\t\t\t\tmargin-bottom: 9px !important;\r\n\t\t\t\t}.tdi_1 .td-module-container:before{\r\n\t\t\t\t\tbottom: -9px;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-child(2n+1){\r\n\t\t\t\t\tclear: both !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2){\r\n\t\t\t\t\tmargin-bottom: 0 !important;\r\n\t\t\t\t\tpadding-bottom: 0 !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap .td-module-container:before{\r\n\t\t\t\t\tdisplay: block !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(-n+2) .td-module-container:before{\r\n\t\t\t\t\tdisplay: none !important;\r\n\t\t\t\t}@media (min-width: 768px) {\r\n                    .tdi_1 .td-module-title a {\r\n                        transition: all 0.2s ease;\r\n                        -webkit-transition: all 0.2s ease;\r\n                    }\r\n                }\n}\n\n\/* phone *\/\n@media (max-width: 767px){\n.tdi_1 .td-image-container{\r\n\t\t\t\t \tflex: 0 0 35%;\r\n\t\t\t\t \twidth: 35%;\r\n\t\t\t    }.tdi_1 .td-module-meta-info{\r\n\t\t\t\t\tmargin: 0px 0 0 10px;\r\n\t\t\t\t}.tdi_1 .td-module-title a{\r\n                    box-shadow: inset 0 0 0 0 #000;\r\n                }.tdi_1 .td_module_wrap{\r\n\t\t\t\t\twidth: 100%;\r\n\t\t\t\t\tfloat: left;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-bottom: 9px;\r\n\t\t\t\t\tmargin-bottom: 9px;\r\n\t\t\t\t\r\n\t\t\t\t\tpadding-bottom: 9px !important;\r\n\t\t\t\t\tmargin-bottom: 9px !important;\r\n\t\t\t\t}.tdi_1 .td-module-container:before{\r\n\t\t\t\t\tbottom: -9px;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(1){\r\n\t\t\t\t\tmargin-bottom: 0 !important;\r\n\t\t\t\t\tpadding-bottom: 0 !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap .td-module-container:before{\r\n\t\t\t\t\tdisplay: block !important;\r\n\t\t\t\t}.tdi_1 .td_module_wrap:nth-last-child(1) .td-module-container:before{\r\n\t\t\t\t\tdisplay: none !important;\r\n\t\t\t\t}.tdi_1 .block-title a,\r\n\t\t\t\t.tdi_1 .block-title span,\r\n\t\t\t\t.tdi_1 .td-block-title a,\r\n\t\t\t\t.tdi_1 .td-block-title span{\r\n\t\t\t\t\tfont-size:18px !important;\r\n\t\t\t\t}@media (min-width: 768px) {\r\n                    .tdi_1 .td-module-title a {\r\n                        transition: all 0.2s ease;\r\n                        -webkit-transition: all 0.2s ease;\r\n                    }\r\n                }\n}\n<\/style><script>var block_tdi_1 = new tdBlock();\nblock_tdi_1.id = \"tdi_1\";\nblock_tdi_1.atts = '{\"modules_on_row\":\"eyJhbGwiOiI1MCUiLCJwaG9uZSI6IjEwMCUifQ==\",\"modules_category\":\"image\",\"show_author\":\"none\",\"show_date\":\"\",\"show_com\":\"none\",\"meta_margin\":\"eyJhbGwiOiIxMHB4IDAgMCAxMHB4IiwicGhvbmUiOiIwcHggMCAwIDEwcHgifQ==\",\"show_excerpt\":\"none\",\"show_btn\":\"none\",\"related_articles_posts_limit\":\"2\",\"image_width\":\"eyJwaG9uZSI6IjM1IiwiYWxsIjoiMzQifQ==\",\"image_floated\":\"eyJwaG9uZSI6ImZsb2F0X2xlZnQiLCJhbGwiOiJmbG9hdF9sZWZ0In0=\",\"header_text_color\":\"#dd3333\",\"f_header_font_family\":\"853\",\"f_ajax_font_family\":\"853\",\"f_title_font_family\":\"853\",\"f_cat_font_family\":\"853\",\"modules_gap\":\"10\",\"show_cat\":\"none\",\"custom_title\":\"Pro\\u010ditajte jo\\u0161\",\"block_template_id\":\"td_block_template_8\",\"f_header_font_size\":\"eyJwaG9uZSI6IjE4IiwiYWxsIjoiMTkifQ==\",\"meta_info_border_color\":\"\",\"border_color\":\"#d3d3d3\",\"related_articles_type\":\"by_tags\",\"related_articles_posts_offset\":\"\",\"f_header_font_weight\":\"eyJwaG9uZSI6IjYwMCIsImFsbCI6IjYwMCJ9\",\"title_txt_hover\":\"#dd3333\",\"el_class\":\"smallicon\",\"limit\":\"2\",\"offset\":0,\"live_filter\":\"\",\"ajax_pagination\":\"next_prev\",\"td_ajax_filter_type\":\"\",\"live_filter_cur_post_id\":\"\",\"sample_posts_data\":true,\"block_type\":\"tdb_single_related\",\"separator\":\"\",\"title_tag\":\"\",\"mc1_tl\":\"\",\"mc1_title_tag\":\"\",\"mc1_el\":\"\",\"nextprev\":\"\",\"container_width\":\"\",\"m_padding\":\"\",\"all_modules_space\":\"\",\"modules_border_size\":\"\",\"modules_border_style\":\"\",\"modules_border_color\":\"#eaeaea\",\"modules_divider\":\"\",\"divider_on\":\"\",\"modules_divider_color\":\"#eaeaea\",\"shadow_shadow_header\":\"\",\"shadow_shadow_title\":\"Shadow\",\"shadow_shadow_size\":\"\",\"shadow_shadow_offset_horizontal\":\"\",\"shadow_shadow_offset_vertical\":\"\",\"shadow_shadow_spread\":\"\",\"shadow_shadow_color\":\"\",\"h_effect\":\"\",\"image_size\":\"\",\"image_alignment\":\"50\",\"image_height\":\"\",\"image_radius\":\"\",\"hide_image\":\"\",\"video_icon\":\"\",\"video_popup\":\"yes\",\"video_rec\":\"\",\"spot_header\":\"\",\"video_rec_title\":\"- Advertisement -\",\"video_rec_color\":\"\",\"video_rec_disable\":\"\",\"show_vid_t\":\"block\",\"vid_t_margin\":\"\",\"vid_t_padding\":\"\",\"video_title_color\":\"\",\"video_title_color_h\":\"\",\"video_bg\":\"\",\"video_overlay\":\"\",\"vid_t_color\":\"\",\"vid_t_bg_color\":\"\",\"f_vid_title_font_header\":\"\",\"f_vid_title_font_title\":\"Video pop-up article title\",\"f_vid_title_font_settings\":\"\",\"f_vid_title_font_family\":\"\",\"f_vid_title_font_size\":\"\",\"f_vid_title_font_line_height\":\"\",\"f_vid_title_font_style\":\"\",\"f_vid_title_font_weight\":\"\",\"f_vid_title_font_transform\":\"\",\"f_vid_title_font_spacing\":\"\",\"f_vid_title_\":\"\",\"f_vid_time_font_title\":\"Video duration text\",\"f_vid_time_font_settings\":\"\",\"f_vid_time_font_family\":\"\",\"f_vid_time_font_size\":\"\",\"f_vid_time_font_line_height\":\"\",\"f_vid_time_font_style\":\"\",\"f_vid_time_font_weight\":\"\",\"f_vid_time_font_transform\":\"\",\"f_vid_time_font_spacing\":\"\",\"f_vid_time_\":\"\",\"meta_info_align\":\"\",\"meta_info_horiz\":\"content-horiz-left\",\"meta_width\":\"\",\"meta_padding\":\"\",\"art_title\":\"\",\"art_excerpt\":\"\",\"excerpt_col\":\"1\",\"excerpt_gap\":\"\",\"art_audio\":\"\",\"art_audio_size\":\"1.5\",\"art_btn\":\"\",\"meta_info_border_size\":\"\",\"meta_info_border_style\":\"\",\"modules_category_spacing\":\"\",\"modules_category_padding\":\"\",\"modules_cat_border\":\"\",\"modules_category_radius\":\"0\",\"author_photo\":\"\",\"author_photo_size\":\"\",\"author_photo_space\":\"\",\"author_photo_radius\":\"\",\"show_modified_date\":\"\",\"time_ago\":\"\",\"time_ago_add_txt\":\"ago\",\"time_ago_txt_pos\":\"\",\"excerpt_middle\":\"\",\"excerpt_inline\":\"\",\"show_audio\":\"block\",\"hide_audio\":\"\",\"meta_space\":\"\",\"btn_title\":\"\",\"btn_margin\":\"\",\"btn_padding\":\"\",\"btn_border_width\":\"\",\"btn_radius\":\"\",\"pag_space\":\"\",\"pag_padding\":\"\",\"pag_border_width\":\"\",\"pag_border_radius\":\"\",\"prev_tdicon\":\"\",\"next_tdicon\":\"\",\"pag_icons_size\":\"\",\"f_header_font_header\":\"\",\"f_header_font_title\":\"Block header\",\"f_header_font_settings\":\"\",\"f_header_font_line_height\":\"\",\"f_header_font_style\":\"\",\"f_header_font_transform\":\"\",\"f_header_font_spacing\":\"\",\"f_header_\":\"\",\"f_ajax_font_title\":\"Ajax categories\",\"f_ajax_font_settings\":\"\",\"f_ajax_font_size\":\"\",\"f_ajax_font_line_height\":\"\",\"f_ajax_font_style\":\"\",\"f_ajax_font_weight\":\"\",\"f_ajax_font_transform\":\"\",\"f_ajax_font_spacing\":\"\",\"f_ajax_\":\"\",\"f_more_font_title\":\"Load more button\",\"f_more_font_settings\":\"\",\"f_more_font_family\":\"\",\"f_more_font_size\":\"\",\"f_more_font_line_height\":\"\",\"f_more_font_style\":\"\",\"f_more_font_weight\":\"\",\"f_more_font_transform\":\"\",\"f_more_font_spacing\":\"\",\"f_more_\":\"\",\"f_title_font_header\":\"\",\"f_title_font_title\":\"Article title\",\"f_title_font_settings\":\"\",\"f_title_font_size\":\"\",\"f_title_font_line_height\":\"\",\"f_title_font_style\":\"\",\"f_title_font_weight\":\"\",\"f_title_font_transform\":\"\",\"f_title_font_spacing\":\"\",\"f_title_\":\"\",\"f_cat_font_title\":\"Article category tag\",\"f_cat_font_settings\":\"\",\"f_cat_font_size\":\"\",\"f_cat_font_line_height\":\"\",\"f_cat_font_style\":\"\",\"f_cat_font_weight\":\"\",\"f_cat_font_transform\":\"\",\"f_cat_font_spacing\":\"\",\"f_cat_\":\"\",\"f_meta_font_title\":\"Article meta info\",\"f_meta_font_settings\":\"\",\"f_meta_font_family\":\"\",\"f_meta_font_size\":\"\",\"f_meta_font_line_height\":\"\",\"f_meta_font_style\":\"\",\"f_meta_font_weight\":\"\",\"f_meta_font_transform\":\"\",\"f_meta_font_spacing\":\"\",\"f_meta_\":\"\",\"f_ex_font_title\":\"Article excerpt\",\"f_ex_font_settings\":\"\",\"f_ex_font_family\":\"\",\"f_ex_font_size\":\"\",\"f_ex_font_line_height\":\"\",\"f_ex_font_style\":\"\",\"f_ex_font_weight\":\"\",\"f_ex_font_transform\":\"\",\"f_ex_font_spacing\":\"\",\"f_ex_\":\"\",\"f_btn_font_title\":\"Article read more button\",\"f_btn_font_settings\":\"\",\"f_btn_font_family\":\"\",\"f_btn_font_size\":\"\",\"f_btn_font_line_height\":\"\",\"f_btn_font_style\":\"\",\"f_btn_font_weight\":\"\",\"f_btn_font_transform\":\"\",\"f_btn_font_spacing\":\"\",\"f_btn_\":\"\",\"mix_color\":\"\",\"mix_type\":\"\",\"fe_brightness\":\"1\",\"fe_contrast\":\"1\",\"fe_saturate\":\"1\",\"mix_color_h\":\"\",\"mix_type_h\":\"\",\"fe_brightness_h\":\"1\",\"fe_contrast_h\":\"1\",\"fe_saturate_h\":\"1\",\"m_bg\":\"\",\"color_overlay\":\"\",\"title_txt\":\"\",\"all_underline_height\":\"\",\"all_underline_color\":\"#000\",\"cat_bg\":\"\",\"cat_bg_hover\":\"\",\"cat_txt\":\"\",\"cat_txt_hover\":\"\",\"cat_border\":\"\",\"cat_border_hover\":\"\",\"meta_bg\":\"\",\"author_txt\":\"\",\"author_txt_hover\":\"\",\"date_txt\":\"\",\"ex_txt\":\"\",\"com_bg\":\"\",\"com_txt\":\"\",\"shadow_m_shadow_header\":\"\",\"shadow_m_shadow_title\":\"Meta info shadow\",\"shadow_m_shadow_size\":\"\",\"shadow_m_shadow_offset_horizontal\":\"\",\"shadow_m_shadow_offset_vertical\":\"\",\"shadow_m_shadow_spread\":\"\",\"shadow_m_shadow_color\":\"\",\"audio_btn_color\":\"\",\"audio_time_color\":\"\",\"audio_bar_color\":\"\",\"audio_bar_curr_color\":\"\",\"btn_bg\":\"\",\"btn_bg_hover\":\"\",\"btn_txt\":\"\",\"btn_txt_hover\":\"\",\"btn_border\":\"\",\"btn_border_hover\":\"\",\"nextprev_icon\":\"\",\"nextprev_icon_h\":\"\",\"nextprev_bg\":\"\",\"nextprev_bg_h\":\"\",\"nextprev_border\":\"\",\"nextprev_border_h\":\"\",\"tdc_css\":\"\",\"td_column_number\":1,\"header_color\":\"\",\"ajax_pagination_infinite_stop\":\"\",\"td_ajax_preloading\":\"\",\"td_filter_default_txt\":\"\",\"td_ajax_filter_ids\":\"\",\"color_preset\":\"\",\"ajax_pagination_next_prev_swipe\":\"\",\"border_top\":\"\",\"css\":\"\",\"class\":\"tdi_1\",\"tdc_css_class\":\"tdi_1\",\"tdc_css_class_style\":\"tdi_1_rand_style\"}';\nblock_tdi_1.td_column_number = \"1\";\nblock_tdi_1.block_type = \"tdb_single_related\";\nblock_tdi_1.post_count = \"2\";\nblock_tdi_1.found_posts = \"272\";\nblock_tdi_1.header_color = \"\";\nblock_tdi_1.ajax_pagination_infinite_stop = \"\";\nblock_tdi_1.max_num_pages = \"136\";\ntdBlocksArray.push(block_tdi_1);\n<\/script><div class=\"tdb-dummy-data\">TDB Template Sample Data<\/div><div class=\"td-block-title-wrap\"><h4 class=\"td-block-title\"><span>Pro\u010ditajte jo\u0161<\/span><\/h4><\/div><div id=tdi_1 class=\"td_block_inner tdb-block-inner td-fix-index\">\r\n        <div class=\"tdb_module_related_sample td_module_wrap td-animation-stack\">\r\n            <div class=\"td-module-container td-category-pos-image\">\r\n                                    <div class=\"td-image-container\">\r\n                        <a href=\"https:\/\/connectingregion.com\/sl\/uncategorized\/\" class=\"td-post-category\" >Uncategorized<\/a>                        <div class=\"td-module-thumb\"><a href=\"#\"  rel=\"bookmark\" class=\"td-image-wrap \" title=\"Sample post title 1\" ><span class=\"entry-thumb td-thumb-css \" style=\"background-image: url(https:\/\/connectingregion.com\/wp-content\/plugins\/td-composer\/legacy\/Newspaper\/assets\/images\/no-thumb\/td_696x0.png)\"><\/span><\/a><\/div>                    <\/div>\r\n                \r\n                <div class=\"td-module-meta-info\">\r\n                    \r\n                    <h3 class=\"entry-title td-module-title\"><a href=\"#\"  rel=\"bookmark\" title=\"Sample post title 1\">Sample post title 1<\/a><\/h3>\r\n                    \r\n                    <div class=\"td-editor-date\">\r\n                        \r\n                        <span class=\"td-author-date\">\r\n                                                        <span class=\"td-post-author-name\"><a href=\"#\">Author name<\/a> <span>-<\/span> <\/span>                            <span class=\"td-post-date\"><time class=\"entry-date updated td-module-date\" datetime=\"\" >23. July 2026.<\/time><\/span>                                                                                <\/span>\r\n                    <\/div>\r\n\r\n                    <div class=\"td-excerpt\">Sample post no 1 excerpt.<\/div>\r\n                    <div class=\"td-read-more\">\r\n                        <a href=\"#\">Read more<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        \r\n        <div class=\"tdb_module_related_sample td_module_wrap td-animation-stack\">\r\n            <div class=\"td-module-container td-category-pos-image\">\r\n                                    <div class=\"td-image-container\">\r\n                        <a href=\"https:\/\/connectingregion.com\/sl\/uncategorized\/\" class=\"td-post-category\" >Uncategorized<\/a>                        <div class=\"td-module-thumb\"><a href=\"#\"  rel=\"bookmark\" class=\"td-image-wrap \" title=\"Sample post title 2\" ><span class=\"entry-thumb td-thumb-css \" style=\"background-image: url(https:\/\/connectingregion.com\/wp-content\/plugins\/td-composer\/legacy\/Newspaper\/assets\/images\/no-thumb\/td_696x0.png)\"><\/span><\/a><\/div>                    <\/div>\r\n                \r\n                <div class=\"td-module-meta-info\">\r\n                    \r\n                    <h3 class=\"entry-title td-module-title\"><a href=\"#\"  rel=\"bookmark\" title=\"Sample post title 2\">Sample post title 2<\/a><\/h3>\r\n                    \r\n                    <div class=\"td-editor-date\">\r\n                        \r\n                        <span class=\"td-author-date\">\r\n                                                        <span class=\"td-post-author-name\"><a href=\"#\">Author name<\/a> <span>-<\/span> <\/span>                            <span class=\"td-post-date\"><time class=\"entry-date updated td-module-date\" datetime=\"\" >23. July 2026.<\/time><\/span>                                                                                <\/span>\r\n                    <\/div>\r\n\r\n                    <div class=\"td-excerpt\">Sample post no 2 excerpt.<\/div>\r\n                    <div class=\"td-read-more\">\r\n                        <a href=\"#\">Read more<\/a>\r\n                    <\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n        <\/div><\/div><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ministarstvo je dio izvje\u0161tavanja u javnosti ocijenilo neto\u010dnim i potvrdilo da zakon ne ukida niti ograni\u010dava postoje\u0107i model obro\u010dnog pla\u0107anja koji nude banke.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Reforma je dio \u0161ireg nastojanja EU-a da modernizira pravila potro\u0161a\u010dkog kreditiranja kao odgovor na ubrzani razvoj digitalnih financija i usluga \u201ekupi sada, plati kasnije\u201c (BNPL). Europski donositelji odluka \u017eele osigurati istu razinu za\u0161tite potro\u0161a\u010da bez obzira na na\u010din na koji financiraju kupnju, uz istodobno smanjenje rizika od prekomjerne zadu\u017eenosti ku\u0107anstava.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za potro\u0161a\u010de bi prakti\u010dan u\u010dinak trebao biti ve\u0107a transparentnost prije uzimanja kredita i stro\u017ee provjere kojima bi se trebalo osigurati da su kreditne obveze financijski podno\u0161ljive. Istodobno, hrvatske vlasti nagla\u0161avaju da \u0107e svakodnevne navike kupnje, uklju\u010duju\u0107i pla\u0107anje karticom u vi\u0161e beskamatnih rata, ostati dostupne i u okviru novog zakonskog sustava.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hrvatska je usvojila novi Zakon o potro\u0161a\u010dkim kreditima, kojim se uvode stro\u017ea pravila kreditiranja i sna\u017enija za\u0161tita potro\u0161a\u010da, uz istodobno uskla\u0111ivanje nacionalnog zakonodavstva s najnovijom Direktivom Europske unije o potro\u0161a\u010dkim kreditima (CCD2). Nadle\u017ena tijela ipak su naglasila da \u0107e jedan od najpopularnijih na\u010dina pla\u0107anja u zemlji \u2014 beskamatna kupnja na rate bankovnom karticom \u2014 ostati [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":43676,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3196,3191,3059],"tags":[3550,3551],"class_list":["post-43697","post","type-post","status-publish","format-standard","has-post-thumbnail","category-financije","category-hrvatska","category-vijesti","tag-eu","tag-zagreb"],"td_post_theme_settings":{"td_primary_cat":"3191","td_subtitle":"Zakon bi trebao stupiti na snagu 20. studenoga 2026., dok \u0107e se pojedine odredbe po\u010deti primjenjivati kasnije, ovisno o vrsti vjerovnika i financijskog proizvoda"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region\" \/>\n<meta property=\"og:description\" content=\"Hrvatska je usvojila novi Zakon o potro\u0161a\u010dkim kreditima, kojim se uvode stro\u017ea pravila kreditiranja i sna\u017enija za\u0161tita potro\u0161a\u010da, uz istodobno uskla\u0111ivanje nacionalnog zakonodavstva s najnovijom Direktivom Europske unije o potro\u0161a\u010dkim kreditima (CCD2). Nadle\u017ena tijela ipak su naglasila da \u0107e jedan od najpopularnijih na\u010dina pla\u0107anja u zemlji \u2014 beskamatna kupnja na rate bankovnom karticom \u2014 ostati [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/\" \/>\n<meta property=\"og:site_name\" content=\"The Region\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-23T07:27:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-23T07:48:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jovan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisao\/la\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jovan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Procijenjeno vrijeme \u010ditanja\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/\"},\"author\":{\"name\":\"Jovan\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/#\\\/schema\\\/person\\\/de13a9eaa84fab489c5d2c6acff922b2\"},\"headline\":\"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima\",\"datePublished\":\"2026-07-23T07:27:40+00:00\",\"dateModified\":\"2026-07-23T07:48:52+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/\"},\"wordCount\":466,\"image\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Consumer-Credit-Rules-shutterstock_2623559957.jpg\",\"keywords\":[\"EU\",\"Zagreb\"],\"articleSection\":[\"Financije\",\"Hrvatska\",\"Vijesti\"],\"inLanguage\":\"hr\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/\",\"url\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/\",\"name\":\"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Consumer-Credit-Rules-shutterstock_2623559957.jpg\",\"datePublished\":\"2026-07-23T07:27:40+00:00\",\"dateModified\":\"2026-07-23T07:48:52+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/#\\\/schema\\\/person\\\/de13a9eaa84fab489c5d2c6acff922b2\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#breadcrumb\"},\"inLanguage\":\"hr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#primaryimage\",\"url\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Consumer-Credit-Rules-shutterstock_2623559957.jpg\",\"contentUrl\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/Consumer-Credit-Rules-shutterstock_2623559957.jpg\",\"width\":1200,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/vijesti\\\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/bridging-business-across-adria\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/#website\",\"url\":\"https:\\\/\\\/connectingregion.com\\\/\",\"name\":\"The Region\",\"description\":\"Regional ties: Officials &amp; leaders unite for tomorrow\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/connectingregion.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"hr\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/#\\\/schema\\\/person\\\/de13a9eaa84fab489c5d2c6acff922b2\",\"name\":\"Jovan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hr\",\"@id\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/cropped-Cord-favicon-1-96x96.png\",\"url\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/cropped-Cord-favicon-1-96x96.png\",\"contentUrl\":\"https:\\\/\\\/connectingregion.com\\\/wp-content\\\/uploads\\\/2023\\\/10\\\/cropped-Cord-favicon-1-96x96.png\",\"caption\":\"Jovan\"},\"url\":\"https:\\\/\\\/connectingregion.com\\\/hr\\\/author\\\/jovan\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/","og_locale":"hr_HR","og_type":"article","og_title":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region","og_description":"Hrvatska je usvojila novi Zakon o potro\u0161a\u010dkim kreditima, kojim se uvode stro\u017ea pravila kreditiranja i sna\u017enija za\u0161tita potro\u0161a\u010da, uz istodobno uskla\u0111ivanje nacionalnog zakonodavstva s najnovijom Direktivom Europske unije o potro\u0161a\u010dkim kreditima (CCD2). Nadle\u017ena tijela ipak su naglasila da \u0107e jedan od najpopularnijih na\u010dina pla\u0107anja u zemlji \u2014 beskamatna kupnja na rate bankovnom karticom \u2014 ostati [&hellip;]","og_url":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/","og_site_name":"The Region","article_published_time":"2026-07-23T07:27:40+00:00","article_modified_time":"2026-07-23T07:48:52+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg","type":"image\/jpeg"}],"author":"Jovan","twitter_card":"summary_large_image","twitter_misc":{"Napisao\/la":"Jovan","Procijenjeno vrijeme \u010ditanja":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#article","isPartOf":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/"},"author":{"name":"Jovan","@id":"https:\/\/connectingregion.com\/#\/schema\/person\/de13a9eaa84fab489c5d2c6acff922b2"},"headline":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima","datePublished":"2026-07-23T07:27:40+00:00","dateModified":"2026-07-23T07:48:52+00:00","mainEntityOfPage":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/"},"wordCount":466,"image":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#primaryimage"},"thumbnailUrl":"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg","keywords":["EU","Zagreb"],"articleSection":["Financije","Hrvatska","Vijesti"],"inLanguage":"hr"},{"@type":"WebPage","@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/","url":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/","name":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima - The Region","isPartOf":{"@id":"https:\/\/connectingregion.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#primaryimage"},"image":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#primaryimage"},"thumbnailUrl":"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg","datePublished":"2026-07-23T07:27:40+00:00","dateModified":"2026-07-23T07:48:52+00:00","author":{"@id":"https:\/\/connectingregion.com\/#\/schema\/person\/de13a9eaa84fab489c5d2c6acff922b2"},"breadcrumb":{"@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#breadcrumb"},"inLanguage":"hr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/"]}]},{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#primaryimage","url":"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg","contentUrl":"https:\/\/connectingregion.com\/wp-content\/uploads\/2026\/07\/Consumer-Credit-Rules-shutterstock_2623559957.jpg","width":1200,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/connectingregion.com\/hr\/vijesti\/hrvatska-usvojila-nova-pravila-o-potrosackim-kreditima\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/connectingregion.com\/hr\/bridging-business-across-adria\/"},{"@type":"ListItem","position":2,"name":"Hrvatska usvojila nova pravila o potro\u0161a\u010dkim kreditima"}]},{"@type":"WebSite","@id":"https:\/\/connectingregion.com\/#website","url":"https:\/\/connectingregion.com\/","name":"The Region","description":"Regional ties: Officials &amp; leaders unite for tomorrow","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/connectingregion.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"hr"},{"@type":"Person","@id":"https:\/\/connectingregion.com\/#\/schema\/person\/de13a9eaa84fab489c5d2c6acff922b2","name":"Jovan","image":{"@type":"ImageObject","inLanguage":"hr","@id":"https:\/\/connectingregion.com\/wp-content\/uploads\/2023\/10\/cropped-Cord-favicon-1-96x96.png","url":"https:\/\/connectingregion.com\/wp-content\/uploads\/2023\/10\/cropped-Cord-favicon-1-96x96.png","contentUrl":"https:\/\/connectingregion.com\/wp-content\/uploads\/2023\/10\/cropped-Cord-favicon-1-96x96.png","caption":"Jovan"},"url":"https:\/\/connectingregion.com\/hr\/author\/jovan\/"}]}},"_links":{"self":[{"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/posts\/43697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/comments?post=43697"}],"version-history":[{"count":2,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/posts\/43697\/revisions"}],"predecessor-version":[{"id":43742,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/posts\/43697\/revisions\/43742"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/media\/43676"}],"wp:attachment":[{"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/media?parent=43697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/categories?post=43697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/connectingregion.com\/hr\/wp-json\/wp\/v2\/tags?post=43697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}